December 20, 2014

Save on Canon at Best Buy

Are you sick of hearing about my camera dream yet? I just had to share again because right now there is an amazing deal going on at Best Buy on Canon cameras. For example, the Canon EOS Rebel T5i is one of the best-selling DSLRs. This camera makes advanced photography easy and fun, and gives you exceptional image quality, along with a host of features to enhance your creative expression.

  • Capture Hollywood caliber full HD video 
  • Continuous autofocus while taking HD video 
  • Features an 18.0-megapixel CMOS sensor and a DIGIC 5 image processor to ensure vivid, crystal-clear images. 
  • The 3" vari-angle touch screen simplifies navigation. 

Ready to save $150 on the Canon EOS Rebel T5i at Best Buy*. Visit Best Buy to learn more. Happy shopping!

*offer valid 12/7-12/20

The reviewer has been compensated in the form of a Best Buy Gift Card and/or received the product/service at a reduced price or for free

December 19, 2014

The Benefits of Refinancing

Refinancing your mortgage means you pay off the mortgage you have now and get another one. There are a lot of good reasons for refinancing a home, and getting a loan with a lower interest rate so your monthly payments are also lower is one of the best. 

The Most Common Reasons to Refinance
• Shortening the term of your mortgage. Without changing your monthly payment by much, with a lower interest rate you’ll be able to get a shorter term on your loan, which will save you a lot in interest payments.

• Switching to an adjustable-rate or fixed-rate mortgage. If you have a fixed-rate mortgage, and the interest rates drop, you are paying more for you loan that you need to. If you refinance, you can change to an adjustable-rate and get the lower rate. The opposite is also true. If you have an adjustable-rate loan and the interest rate has gone very high, you can change to a lower fixed-rate loan. A fixed-rate loan at a low interest rate is your best option because you don’t have to worry if the interest rates rise. 

• Accessing equity to get a large amount of cash for big expenses. These expenses may include college tuition, home remodeling, paying off debt or taking a vacation. The money can be spent for anything, but the homeowner should be careful about taking cash for large expenses. Home remodeling is considered good because it actually increases the value of the home. Paying off high-interest debt is a good idea if the homeowner doesn’t immediately incur more debt once they have the available credit. If they simply get into more debt, it could result in bankruptcy.

A Good Financial Move
If you can reduce your mortgage payments and shorten the term of your loan, or build equity more quickly, then refinancing is a good move. You should carefully consider your options and ask yourself how long you plan to continue living in your current home, and calculate how much you’ll save by refinancing. Remember to include any fees charged by your current mortgage lender. If you plan to move in the next few years, refinancing may not be your best option. 

Homeowners should take the time to define their financial situation and objectives. When they have a clear idea of these, they can look into refinancing as a useful tool for improving their finances.

Look Ahead to Baby with Outlook + Giveaway

Whether you are expecting your first or fourth child, you know there will be things you will need to help you make it through those early months with ease. Outlook has everything your baby needs to make those newborn months easier. New moms often need those little things the most. Things that add just a little extra peace of mind, safety or comfort are usually the ones moms love the most.

We love the Outlook Sleep Pod for new babies. This cover works on car seats, strollers and baby carriers to protect your baby from wind, rain and sun. This is a great adjustable cover that works to shade your child, give them dark for rest, or simple protect them from the elements as you go in and out of stores. While it is most often used for infant seats, it is adjustable to fit on strollers for children up to 4 years old! This is a great investment that will give you peace of mind, and your baby comfort.
Another great addition to a new mom wish list, are the Cotton Stroller Liner available on Outlook. If you like to offer a bit of extra cushion and fashionable flare to your stroller, these are perfect. Available in multiple patterns to match the hottest looks in baby gear, they are simple to change in and out. Strollers are often rather hard and uncomfortable for your toddler to sit in. These cotton stroller linens offer some extra comfort while upgrading the stroller to a more fashion friendly look. Not only do they work in strollers, they are perfect for car seats and baby carriers too!

As long as you are looking for ways to keep your baby or toddler comfortable, don't forget the Car Window Shades from Outlook. These were favorites for summer sun when our kids were younger. Nothing is more important than keeping your babies happy and safe. These shades in various sizes will fit perfectly into your car window. Not only do they offer shade for an easier ride, they offer protection from the sun’s rays. No sunburn or irritation for your babies when these are on the windows.

Outlook has all of your much needed accessories for that new baby. Not only can you give your children a safer experience, you can make it comfortable for them in the process. Invest in these and other great baby and child care accessories on Outlook.

One winner will receive an Outlook Sleep Pod, Cotton Stroller Liner and Car Window Shade Single.

Giveaway ends December 30th at 11:59pm, open to US residents, ages 18+. Only one entrant per household, per address. Winner is subject to eligibility verification. Enter using the giveaway form below. Good luck! a Rafflecopter giveaway Disclaimer: The participating bloggers may have been compensated for this post. No purchase is necessary to enter. One entrant per household, per address. Void where prohibited by law. Winner(s) will be contacted by email and have 48 hours to respond before a new winner is chosen. The sponsor(s) will be responsible for product shipment to winner(s) of this sweepstakes. This event is in no way administered, sponsored, or endorsed by, or associated with, Facebook and/or Twitter, Google, Pinterest. Contact if you have any additional questions or comments.

December 18, 2014

Mama Wants a Camera (be)FOR(e) Christmas - Shop Best Buy

This year for Christmas the big item this mom is asking for is a new camera. Ok, really any camera as most of my photos are currently being taken with my phone. I'm not too picky but I really want something that takes good photos and is small enough to take with me everywhere I go. It will be a bonus if it is sturdy enough to withstand life in my house full of children.

Because this is my wish list I will be sending my husband to the Best Buy Holiday Gift Center. I know they have a good selection of cameras and camcorders including top brands like Nikon, Sony and Samsung. Here are a few of the ones I'm hinting to the husband.

Nikon D5300 DSLR with 18-55mm VR Lens
  • Built-in Wi-Fi s
  • AF-S DX NIKKOR 18-55mm f/3.5-5.6G VR II lens

Sony α6000 Mirrorless Interchangeable Lens Camera
  • A compact system camera with the World’s Fastest Autofocus
  • 24.3-megapixel, Exmor APS-C CMOS sensor
  • Built-in Wi-Fi

Samsung Galaxy Camera 2
  • Shoot, share, and use Android Apps
  • 16.3-megapixel, 1/2.3" BSI CMOS sensor
  • 4.8" touch screen simplifies operation
  • Built-in Wi-Fi
Which one will you choose?

December 15, 2014

Have a Leak Free Holiday with Luvs

There is nothing worse then being super busy and having to stop to deal with a diaper mess. It's icky, inconvenient, and time consuming. Yesterday, for example, we were headed to church. I had all the kids ready to go and just needed to do some finishing touches on my hair while they put their coats on and all of a sudden D runs up to me and says, "Mom, come quick! There is poop EVERYWHERE!" and sure enough, F had a major blow out going on. It as down her leg, all over her dress, on the bed where she had been sitting, and on the floor (EWWW!). I thought about taking a picture for ya'll but decided I'd spare you the image. Needless to say, it took a good 20 minutes to get everything cleaned up, F showered and in a clean dress, and out the door and we were late to church.

Please tell me I'm not the only mom to have days like this? With three kids in diapers I'm sure I have them more then most but it happens to everyone. That's why this year I am heading into the holidays with Luvs Leak Protection on my kids butts. Luvs is now offering Luvs with NightLock  with it's highest absorbency ever!

Today I am excited to be able to help other families experience a Luvs Leak Free Holiday.

The first way we can help is simply by viewing this video. For every view this video receives now through Christmas Luvs will be donating one diaper to a child in need through the Children's Miracle Network.

The second way is that Luvs is going to be giving one Kerrific reader a prize pack to get them all set up for the holidays. To enter, simply use the form below. Good luck!

This review and giveaway was made possible by Double Duty Divas and Luvs. 
I was compensated for my participation in this campaign, but all opinions are 100% mine.