November 29, 2014

Saving With Capital One 360 for the Holidays

With the holiday season fast approaching there is much to think about. As parents we must decide what to buy, where to buy, when to buy, and how much we can spend. It can be very easy to let our finances get away from us as we strive to give the very best to our children. For many of us it takes a lot of self-control and careful consideration to make sure that our finances make it through the holidays intact.

This year, I am excited to announce that Capital One 360 is here to help you meet your holiday financial commitments with financial peace of mind. There are deals on almost every Capital One product including:
  • ShareBuilder – up to $1250 bonus*
  • Home Loans - $1250 off closing costs*
  • 360 Checking - $100 bonus*
  • 360 Savings - $100 bonus*
  • Refer a Friend - $40 bonus per successful referral*
*visit Capital One 360’s Black Friday Sale page for all the details

At our house, starting our holiday season with smart financial decisions is only the first half of the battle. There are so many things that we do all year long to help our family make it through the holidays successfully. The biggest and probably the easiest of the things we do to save is simply to pay our bills on time.

By making sure we pay our bills on time, we save hundreds in late fees. Having previously seen the results of having multiple late fees I can honestly say that making the change to pay things on time has been one of the biggest blessings to our family. Instead of wondering which bills we will pay this month we pay them first and worry about what extras we will get after that is done.

 It’s wonderful to know that the gift giving we do during the holidays is done responsibly thanks to smart money decisions during the year and smart shopping during the holiday season. What are your favorite, or most successful, financial tips for the holidays? I’d love to hear about how you make things work during this challenging time of year!

I was selected for this opportunity as a member of Clever Girls 
and the content and opinions expressed here are all my own.

November 26, 2014

Holiday Gifts for Hubby with Cogito Watch

This is a sponsored program with Mums the Word Blogger Network and Cogito. All opinions are my own.

It's hard to admit but one of the hardest people that I buy for each Christmas is my husband. Part of this is because he has a bad habit of going out and buying things he wants or needs because he can. (Yes, if you do this, it's frustrating for the rest of us). Thanks to this habit I have to be extra creative when I go shopping and think of things he doesn't yet know he needs.

This year, I am excited that both of us will be getting COGITO watches. The COGITO Classic is a stylish connected watch from ConnecteDevice. This amazing tool brings together the power of a connected watch with the sophistication of a precision-crafted timepiece, merging classic analog movement with a lucid digital display. With the help of your new watch you’ll know what’s happening on your phone even when it’s tucked away!

How does it work? With the use of the Free ConnectedWatch App, you'll be able these essential notifications at a glance:

  • Incoming and missed call alerts (See Caller ID or phone number on the digital display), 
  • Email alerts, 
  • 3rd Party messenger app alerts (Viber, WhatsApp, Skype, etc.)
  • Calendar Reminders 
  • Device Low Battery Alerts. 
  • You can also use COGITO as a remote control to skip, pause and play music, and trigger your device camera at the push of a button. 

So what makes COGITO extra special? You also don’t have to charge your watch battery every day! The COGITO comes with a button-cell battery that lasts for up to a year! And as a bonus for my hard working husband it has up to 10ATM water resistance! WAHOO!

So how are we getting two of these amazing watches? Now through November 30, 2014 you can get $50 off your COGITO watch with code BLOG50. Make sure you add this deal to your list for Friday and then let me know how much you love your new toy tool.

Compatible with iPhone 4S up, iPad 3rd & 4th Generation, iPad Mini Running iOS 8 
and Android 4.3 upwards on Samsung S3, S4, S4 Mini S4 Active, Note 2 & 3 & HTC One

November 20, 2014

Perfect Holiday Gifts for the Whole Family at Best Buy!

One of our favorite things to do during the holiday season is to watch movies as a family. Since it's often to cold to take my little ones outside this is a great way for us to spend the evenings together. We love watching the holiday specials and revisiting some of our favorite kids movies. Because this is a great family tradition and we'd love to make it even better with LG's new OLED technology TV.

What is OLED TV? 

The stunning design of LG OLED TV is only 0.21" thick at its thinnest point. Picture quality is spectacular, with Infinite Contrast that ranges from the most blazing whites to the deepest blacks. And, LG's exclusive 4 Color Pixel technology delivers bright, vibrant colors. Learn more here: Your first kiss. A baby's first steps. The majesty of a desert sunset. Some things in life defy all explanation and must be experienced to be believed. Such is the case with LG's latest display technology. With deeper and richer colors, stunning contrast and ingeniously curved screens, it is unlike any technology you've ever seen, and it delivers a picture that exceeds your wildest imagination.

  • LG 55EC9300 SKU# 7846019 – OLED TV 
  • Infinite contrast ratio and stunning color - delivers more natural, lifelike viewing. 
  • 4 Color Pixel technology enhances color range and accuracy. 
  • Super thin design (consider how to show visually) 
  • Find content faster with webOS
  • Best Buy's everyday low price is $3499.99

The reviewer has been compensated in the form of a Best Buy Gift Card 
and/or received the product/service at a reduced price or for free

November 13, 2014

Bringing Home Baby & The Diaper - What You Should Know + Giveaway

There is nothing sweeter than a brand new bundle of joy! I've been lucky enough to bring home five little ones during the last six years and each has brought me a new piece of joy.

When I remember back to bringing home my first baby I was fairly confident. As the oldest of six kids I was lucky to have experience with baby things like changing diapers, baths, and laundry. There were some things however that I wasn't quite ready for like the sleepless nights and the crazy feeling of my body changing drastically and quickly. Thankfully, I was able to have some great friends and family who helped me adjust. Today I am excited to share one of these old friends and their new tool to help you be the best parent possible to your newborn.

Today I am excited to share the our good friend Pampers (yes, the diaper people) have developed some great new tools for new moms to help them adjust to normal during those first few weeks. These include a Pampers Stool Color Cards and Diaper Rash Info that will be distributed at hospitals nationwide to ensure that every mom can bring her baby home with confidence.

The best news is that Pampers isn't going to stop there. They also have a Mommy Memory Match Sweepstakes going on HERE where you can win amazing prizes including six months of diapers and wipes for your little one (running through 1/31/15).

Can't wait until January? Then here's even better news! Pampers has agreed to partner with Kerrific to give one reader a $100 diaper starter set including:

Pampers Wipes 
Pampers Newborn or Size 1 Diapers 
Diaper Genie 
Diaper Genie Refills 
Portable Diaper Caddy

To enter simply use the form below. Congrats on the little one and good luck!

This review was made possible by Double Duty Divas and Pampers. 
I was provided product free of charge to facilitate my review, but all opinions are 100% mine.

November 9, 2014

AgentAce For Your Dream Home + Crate & Barrel Giveaway!

Agent Ace is the new way to find the best real estate agent. When you've thought about buying a home, how did you figure out who would help you with that? Did you find someone who you felt you could trust to get you what you wanted from it, whether that was a good price on a new home or the best sale of your old one? A lot of homeowners and potential buyers will just pick a random agent from a list online without a lot of background on what they're best at. It's like throwing a dart at the Yellowpages. With just a little information from you, Agent Ace can match you with the best agent to sell your home or buy a new one.

They're not a service who bases their list on whoever pays the most in your area either, so there's no worry about what goes on behind the scenes. For those of us in the market, Agent Ace a completely free service. Their innovative, patented technology — the Agent Connection Engine (ACE) — makes an unbiased evaluation of every agent who has bought or sold a home just like the one you’re trying to close on based on the information you've provided. They gather and analyze years of past home sales data from ALL the real estate agents in your state, not just a small network. Then they promise to recommend the single best agent for your needs — based on facts.

Agent Ace is free, easy to use, and there’s no obligation to use any of the agents they recommend. You're not locked into anything if you don't find someone you think fits or if maybe you decide you're not ready yet. They make up to 3 agent recommendations for buying and 3 for selling so you can choose the best fit for your needs and your style. Once they identify your best agent, the experienced Agent Specialists will screen them and confirm that they can fully commit to you. They do the initial contact and the sometimes awkward "Hey, can you take a new client right now?" questions for you. Once they’re sure it's a great fit, your recommended agent will give you a call within 24 hours (but usually sooner). It’s as easy as ordering take-out.

If you're even considering getting into the housing market for your dream home, whether to buy or sell, you can check out Agent Ace's amazing system from the comfort of your home (in your pajamas) at
Speaking of Dream Homes, Agent Ace wants to help you decorate yours. Two lucky winners are going to receive Crate & Barrel gift cards! The grand prize winner will receive a $250 gift card and a runner up will receive a $100 gift card. The sweepstakes is open to residents of the US through November 24, 2014. Enter using the form below and Good Luck!
Disclaimer: The participating bloggers were not compensated for this post. No purchase is necessary to enter. One entrant per household, per address. Void where prohibited by law. Winner(s) will be contacted by email and have 48 hours to respond before a new winner is chosen. The sponsor(s) will be responsible for product shipment to winner(s) of this sweepstakes. This event is in no way administered, sponsored, or endorsed by, or associated with, Crate & Barrel, Facebook and/or Twitter, Google, Pinterest. Contact if you have any additional questions or comments.

Sponsored by: Agent Ace
Hosted by: Mom Powered Media

November 5, 2014

It's Cold! + Dreft + Giveaway

So over the last few days we have had an interesting adventure. One of my children - who shall remain nameless for his own safety - decided that instead of cleaning up the toy room he was going to go on an adventure into the utility room that is right next door. He was in trouble and he knew it but the big problem came the next morning. I woke up to get the kids ready for school and the house was FREEZING! I mean, holy cow! So I put on a sweatshirt and ran to the thermostat and it said 55. No wonder I was cold. So, of course I start troubleshooting and can't figure out why the heat won't turn on. Without any luck I called hubby who told me where the switches were downstairs to check. Yep, someone had turned off the furnace when he was exploring. *sigh*

This brought a new realization to me that it is actually cold! I'm totally not ready for that to happen, although it always happens this time of year in Idaho. This week I've had to pull out winter coats, put summer shorts away, and make sure the kids are all stocked up on socks and sweaters. Needless to say that means I have been doing lots of extra laundry. Thankfully, I have Dreft to help me out this year as I get my kids clothes ready to bundle in.

As you are getting ready to bundle up for winter finding a detergent that is soft on the skin and hypoallergenic is important for many families. Dreft is a great choice for anyone who needs clean, soft, and allergy friendly any time of year but especially during the cold months. Now is a great time to try out, or stock up, on Dreft using the $2 coupon from

I'm also excited to announce that Dreft is sponsoring a Twitter party Thursday November 6th from 9-10pm EST to discuss ways to keep baby warm and comfortable this winter. Top pediatrician Dr. Dyan Hes will be there to talk with us and there will be some amazing prizes including:

  • Prize #1 - Our approved blogger Dreft prize pack (2 bottles of Dreft; 1 set of Dreft wipes; 1 laundry stain remover; 1 to-go stain remover; 1 odor eliminator and fabric refresher) + $25 gift card for Little Me clothing and Little Me footie pajamas 
  • Prize #2 - Our blogger Dreft prize pack + $50 gift card for Little Me clothing+ 1 Little Me Cable Sweater and Hat set 
  • Prize #3: Our blogger Dreft prize pack + $75 gift card for Little Me clothing+ 1 Little Me Coverall Unisex Cable Sweater 
  • Prize #4: Our blogger Dreft prize pack + $100 gift card for Little Me clothing + 1 Little Me Quilted Pram
You'll want to RSVP here to make sure you have a chance to win.

And, because you can never have enough chances to win, we are excited to be giving away a Dreft prize package right here at Kerrific. To enter, simply use the form below. Good luck!

This review and giveaway was made possible by Double Duty Divas and Dreft. I received product free of charge, but all opinions are 100% mine.

November 4, 2014

How a Home Security Monitoring Company Can Protect Your Property

As a homeowner, you understandably want to take every step possible to protect your home from negative events. Everything from a fire to vandalism or theft can impact your house as well as the belongings and even your loved ones inside. While there are numerous steps that you can take to minimize the risks that you may face as a homeowner, one of the best options is to use a home security monitoring service. When you select the right service to use, you can rest assured that a professional team will be keeping a watchful eye over your home at all times. 

Contacting You at the First Sign of Trouble
At the first sign of trouble, a security monitoring company representative will contact you directly at the phone numbers you provided. There may be instances when you are not home, and your home has been affected in some way. A reliable monitoring company will immediately contact you or others on your contact list to inform you of a potential issue with your property. In some cases, there are false alarms, and you or others on your contact list may be able to tell the monitoring company what the trouble is. In other cases, a true emergency situation has come up, and you may tell the monitoring company to send authorities to your property for assistance. 

Contacting Authorities Immediately for Assistance
In the event that your home has been broken into, you should expect to receive a phone call from your monitoring company within a matter of seconds. This is also the case in the event of a fire or another type of mishap. If the monitoring company is not able to reach you or if you request further assistance with the problem, the monitoring company can dispatch the proper authorities to the home immediately. Essentially, this means that problems related to a fire, a break in or other issues could result in you receiving a response from emergency service professionals within a matter of minutes. 

While there are many steps that you can and should take in order to secure your home properly and to safeguard your possessions and family members from harm, investing in a security system that is properly monitored by the right company is a key step to take. This simple step can safeguard your property from a wide range of events, and you can begin learning more about the monitoring services available today. 

Top Food for Top Dogs

If you've read our about us page than you know that at our house we have lots of four legged friends. In fact, we consider our pets to be a very important part of our family and as such we like to treat them to the very best we can offer.

One way we make sure that our pets are happy and healthy is by making sure they get natural dog food. It's hard to find allergy-friendly dog food that is made in the USA but it is out there and today I am pleased to share Only Natural Pet's new food with you.

What makes Only Natural Pet's food different?

  • Packed with protein, amino acids and essential fatty acids, the PowerFood™ also contains low-glycemic carbohydrates like garbanzos and lentils (which are sourced from farms in Minnesota and Wisconsin and offer healthy, long lasting energy without spiking blood sugar) and fruits and vegetables that offer whole food sources of important vitamins and minerals. 
  • Each piece of kibble is infused with our proprietary PowerBoost™, a raw, freeze-dried blend of superfoods like green lipped mussels, sea cucumbers, probiotics and pumpkin. 
  • Corn, wheat, oat and soy free and made with gluten-free ingredients. 
  • Our Only Natural Pet PowerFood™ was formulated by a holistic vet & Made in the USA 
  • The Barrett Ag Services plant sits on 400 acres of farm land (chickpea, yellow pea & corn crops) with strict testing & quality measures to ensure safety throughout the process

Our dogs have been on this new formula for about a week and so far it has been amazing! I love that the ingredients are things that I would feed my children. It's also been nice that my picky dogs *Buster* haven't complained about the switch and seem happier than ever!

You can purchase Only Natural Pet food at their website and learn more about the brand on the Facebook page. And don't forget to check out their selection of cat products for your feline friends as well!

This review is a part of the Mums the Word Blogger Network and Only Natural Pet. All opinions are my own.